Installment

Inbank payment methods make shopping even more convenient. Pay for your purchases only the next month or split the purchase amount into 3 equal parts – easily and without any additional fees. The purchase is confirmed in just a few moments.

Select the most suitable solution from the following options:

For purchases worth 30 – 800 €

0 € additional fees

For purchases worth 75 – 2500 €

0 € additional fees

Why choose the Inbank payment method?

• Simple and with no additional fees – no interest, no contract fee, no monthly administration fee.
• It is a smart way to buy everything you need at once, without sacrificing your choice. You will start paying only next month.
• Inbank pay later solutions are not instalment plans, but rather credit-free payment methods, which do not affect your credit score.

Using the Inbank payment method is easy!

Inbank hire purchase is a flexible payment solution which gives you the ability to pay for goods in instalments. Inbank hire purchase allows you to split a large one-time expense into small monthly payments. Spread the purchase sum over up to 6 years. The first payment is due only a month later.

Advantages:

• Flexible solution for large expenses
• You choose the instalment amount
• You choose the instalment payment period
• You choose the payment date
• Response to your application within a minute

Financing terms:

• Financing amount 100 – 10 000 €
• Period 3 – 72 months
• Down payment 0 €
• Interest rate 9.99%
• Contract fee 9.9 €
• Monthly administration fee 0.99 €

The interest rate of the Inbank hire purchase is 23.73% per year under the following example conditions: purchase amount 1000 €, contract period 12 months, interest rate 9.99% from the purchase amount, contract fee 9.9 €, down payment 0 €, administration fee 0.99 € per month, monthly installment 93.73 €, total credit cost 1124.72 €. The financial service is provided by AS Inbank Finance. Before signing the contract, we recommend that you familiarize yourself with the terms and conditions of the financial service, consult with a specialist.

If you have any questions, please contact Inbank customer support at info@inbank.ee or call +372 640 8080.

ESTO 3 is the most popular new generation payment method. Split the purchase amount conveniently into 3 equal parts. Get exactly what you need without interest, extra fees, and down payment.

How does it work?

By choosing ESTO 3 as a payment method, you can split the total payment into 3 equal parts over 3 months without any fees.

If you need help, contact ESTO AS employee at info@esto.ee or visit https://esto.eu/ee/kliendile-klienditugi.

ESTO installment is a flexible payment solution that allows you to split the payment conveniently into monthly installments. Split the purchase amount comfortably over a suitable period. You can choose the period and down payment amount at checkout when selecting ESTO installment.

How to use ESTO installment?

ESTO installment is offered and managed by ESTO AS. ESTO AS installment credit cost rate is 23.63% per year under the following example conditions: credit amount 1490 EUR, cost of goods/services 1490 EUR, down payment 0%, fixed interest rate 11.90%, contract fee 0 EUR, total credit amount and repayment amount 1844.64 EUR assuming the credit is returned within 24 months in equal monthly installments of 76.86 EUR.

If you need help, contact ESTO AS employee at info@esto.ee or visit https://esto.eu/ee/kliendile-klienditugi.

For LHV installment, you will be directed to the LHV environment after placing the order where you can submit the necessary data for the application. You can also sign the contract immediately upon a positive decision.

Use Montonio installment for payment – with one application you get an offer from multiple creditors. Add desired products to cart and choose Montonio installment as payment method.

Choose a suitable contract period and fill out the application. Through the installment platform, you will get a financing offer from multiple creditors. Review the conditions and choose the most suitable for you.

Installment conditions:

Credit intermediary service provider is Montonio Finance OÜ. Installment monthly payment size is 22.22€ and credit cost rate is 30.45% per year under the following example conditions: cost of goods/services 400 €, down payment 0%, interest 9.9% on initial amount per year (fixed), contract fee 9€, monthly account management fee 1.5€ installment period 24 months, payment as monthly annuity payments. Total sum of payments and repayments 533.21€. Consult experts if necessary.

Hoovi installment for business works similarly to installment solutions popular among private buyers but is aimed 100% at companies. The contract is signed directly with the company and the monthly payments are paid by the same company, not by the board member as a private person. The purchased goods belong to the company from the moment of purchase and can be taken into account in its balance sheet.

Conditions:

Hoovi installment credit cost rate is 29.54% per year under the following example conditions: credit amount 6000 EUR, cost of goods 6000 EUR, down payment 0%, fixed interest rate 13%, contract fee 0 EUR, total credit amount and repayment amount 10 934.27 EUR assuming the credit is returned within 60 months in equal monthly installments of 181.53 EUR.

Financial service provider is Hoovi Rental OÜ (Laeva 2A, 10151 Tallinn www.hoovi.ee). If necessary, contact Hoovi customer support – support@hoovi.ee, tel 5191 9192.

For flexible purchases, payment can be split over a longer period. Business installment allows doing this comfortably, securely and paper-free!

Modena payment solutions and financial services are offered by Modena Estonia OÜ (Reg: 14820592), operating under the Estonian Financial Supervision Authority license 4.1-1/100. If necessary contact: info@modena.ee or +372 600 1011
www.modena.ee